Imagine you make minimum wage (it isn’t hard if you try).
In Saskatchewan minimum wage is $9.50/hour. For an 8 hour work day, a worker will gross $76. For a tax rate of about 26%, this leaves $56.24 before other deductions like CPP and EI.
Multiply by 5 workdays in the week. $281 per week.
Multiply that by four weeks in a month. $1125 per month.
Multiply the $281 by 52 work weeks to get a rough estimation of minimum wage income for the year that someone could have in their bank account. $14622 per year.
It’s the opinion of Regina City Council that “affordable housing” is defined by rental units “at or below market” rates. It’s quite common to now to see people paying $850/mon for a 1 bedroom apartment, or $1000/mon for a 2 bedroom apartment.
The 1 bedroom, at $850, costs 850/1125 = 76% of monthly income for housing.
The 2 bedroom at $1000, costs 1000/1125 = 89% of monthly income for housing.
“The first rule is that your monthly housing costs shouldn’t be more than 32% of your gross monthly income.”
$76 * 5 * 52 = $19760. If you chop that into months / 12 = $1647
$850 / $1647 = 52% of gross monthly income.
“The second rule is that your entire monthly debt load should not be more than 40% of your gross monthly income.”
What does 32% of 1647/month look like for rent or mortgage payments for people with $0 in debt?
UPDATE: Jessica writes:
“Just so you know minimum wage is $10.00/hr in Saskatchewan. As of Dec 2012.”
I was working from an old Google result it seems.
This weekend, next to the Sask Fashion Week tent is the Regina Public Library. A completely different sort of cultural experience awaits this weekend in the Library basement, where the film theatre is.
One Canadian film premieres in Regina this weekend, at the Public Library Theatre, the powerful documentary Fight Like Soldiers, Die Like Children, which follows former Romeo Dallaire (who had been UN Force Commander during the Rwanda genocide in the mid 90s) on his current global mission to end the use of child soldiers.
At the Regina Public Library Film Theatre (2311 – 12th Avenue, Lower Level)
Fight Like Soldiers, Die Like Children
Thursday, May 9 – 7:00 pm
Friday, May 10 – 9:00 pm
Saturday, May 11 – 7:00 pm
Sunday, May 12 – 9:00 pm
Fight Like Soldiers, Die Like Children: the filmmakers of Shake Hands with the Devil again join Romeo Dallaire, who continues to be haunted by the Rwandan genocide. Now Dallaire returns to the conflict front lines of Africa to meet recently demobilized child soldiers, and to confront their commanders.
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Fight Like Soldiers, Die Like Children – 2012 – 83 minutes – Canada – Rated PG
Official Site (with trailer): http://www.whitepinepictures.com/all-titles/fight-like-soldiers-die-like-children/
Interview with director Patrick Reed: http://opencanada.org/features/the-think-tank/interviews/soldiering-on/
Wikipedia (book): http://en.wikipedia.org/wiki/They_Fight_Like_Soldiers,_They_Die_Like_Children
I watched Shake Hands With the Devil on plane flight once. There are not many other movies that can make you proud to be Canadian, and ashamed to be human, at the same time. I have a high level of respect for Romeo Dallaire.
On Saturday, Bike Regina members and some general public, took a ride around central Regina, including historic sites.
The highlight was a surprise ending, where Bike Regina member Trevor took us into the bell tower of Knox Metropolitan Church.
Watch this CTV News report about “Rooming Houses”.
A lawyer in Regina posted this to their social media:
WOW! A homeowner cannot have roommates because of… parking??? City hall is living in an alternate universe. What a ridiculous bylaw.
It’s a part of a bylaw that needs to be amended this month. In a time of less than 1% rental vacancy, the City of Regina cracks down on… safe places to rent. As the Mayor prepares to host a “housing summit” the City launches an effort to crack down on affordable housing in order to satisfy the parking fantasies of a few well-off people living in quarter-million dollar homes. This is not the sort of heartless city I think Regina should be.
This bylaw hurts people living in our City right now. If the City and some residents are really concerned about parking problems, fix Regina Transit now. If the City wants to create a need to find thousands of people new accommodations within three weeks from today, then proceed with enforcing this ridiculous bylaw.
UPDATE: The Mayor backs off, and says he regrets the Administration sent out four threatening letters about what they viewed as illegal Rooming Houses. A review is underway until at least July.